Modifying Your Loan Under the Home Affordable Modification Plan
If you can’t qualify to refinance under President Obama’s Making Home Affordable plan (the details were released today; see more info on the Obama refinance plan), you might still have a chance to lower your monthly payments by doing a loan modification. This portion of the plan is aimed at people who are — or who soon will be – having a tough time paying their mortgage, but who would be able to afford their home if the interest rate on their mortgage was lowered.
Who qualifies?
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